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    <loc>https://niklasrosenberg.com/blog/freedom-of-inquiry-and-free-speech</loc>
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      <image:title>Blog - Never take Freedom of Inquiry and Free Speech for granted</image:title>
      <image:caption>Freedom Monument Lion – Hanko Finland</image:caption>
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    <loc>https://niklasrosenberg.com/blog/fed-rate-hike-who-cares</loc>
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    <lastmod>2015-12-12</lastmod>
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      <image:caption>Janet Yellen, Chair of the Board of Governors of the Federal Reserve System.</image:caption>
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    <lastmod>2017-02-25</lastmod>
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      <image:title>Blog - Homage to Christmas Lights of Brera - Via Solferino</image:title>
      <image:caption>Brera Milan, December 2015</image:caption>
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      <image:title>Blog - Homage to Christmas Lights of Brera - Bar Brera</image:title>
      <image:caption>Via Brera, Milan, December 2015</image:caption>
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      <image:title>Blog - Homage to Christmas Lights of Brera - Odilla Chocolat</image:title>
      <image:caption>Corso Garibaldi, Milan, December 2015</image:caption>
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      <image:title>Blog - Homage to Christmas Lights of Brera - Via Madonnina</image:title>
      <image:caption>Brera Milan, December 2015</image:caption>
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      <image:title>Blog - Homage to Christmas Lights of Brera - Christmas Tree</image:title>
      <image:caption>Brera Milan, December 2015</image:caption>
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      <image:title>Blog - Homage to Christmas Lights of Brera - Jasmine Milano</image:title>
      <image:caption>Via Palermo, Milan, December 2015.</image:caption>
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      <image:title>Blog - Homage to Christmas Lights of Brera - Christmas Carneval Shop</image:title>
      <image:caption>Via Mercato, Milan, December 2015</image:caption>
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  <url>
    <loc>https://niklasrosenberg.com/blog/2015/12/16/best-lunch-place-in-milan</loc>
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    <lastmod>2017-02-25</lastmod>
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      <image:title>Blog - Behold, the Best Lunch Place in Milan!</image:title>
      <image:caption>Castello Sforzesco and Chiosco Squadre Calcio in December 2015.</image:caption>
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  <url>
    <loc>https://niklasrosenberg.com/blog/2015/12/17/where-to-expect-blood-if-low-oil-prices-are-here-to-stay</loc>
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    <lastmod>2015-12-18</lastmod>
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      <image:title>Blog - Where to expect blood if low oil prices are here to stay?</image:title>
      <image:caption>WTI Crude Oil Future (CL@NYMEX), continuous contract, two-year weekly chart.</image:caption>
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      <image:title>Blog - Where to expect blood if low oil prices are here to stay?</image:title>
      <image:caption>Major oil exporting countries and their Democracy and Human Development Index rankings.</image:caption>
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  <url>
    <loc>https://niklasrosenberg.com/blog/2015/12/22/10000-euro-handbag</loc>
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    <lastmod>2017-02-25</lastmod>
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      <image:title>Blog - Who buys a 10.000€ handbag? - Swarovski Christmas Tree</image:title>
      <image:caption>Galleria Vittorio Emanuele II – Milan Italy December 2015</image:caption>
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      <image:title>Blog - Who buys a 10.000€ handbag? - Christmas Fashion</image:title>
      <image:caption>Milan Italy December 2015</image:caption>
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      <image:title>Blog - Who buys a 10.000€ handbag? - La Rinascente</image:title>
      <image:caption>Department Store – Milan Italy December 2015</image:caption>
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      <image:title>Blog - Who buys a 10.000€ handbag? - Christmas Tree and Galleria</image:title>
      <image:caption>Piazza del Duomo – Milan Italy December 2015</image:caption>
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    <loc>https://niklasrosenberg.com/blog/cloud-quantum-computing</loc>
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    <lastmod>2015-12-28</lastmod>
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      <image:title>Blog - The Day We Have Quantum Computing in the Cloud</image:title>
      <image:caption>Even these beautiful clouds are subject to quantum-mechanical phenomena. Hanko Finland, October 2015.</image:caption>
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  <url>
    <loc>https://niklasrosenberg.com/blog/cimitero-monumentale-milano-italy</loc>
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    <lastmod>2017-02-25</lastmod>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - The Famedio</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Alessandro Manzoni's Tomb</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Dark Hallway</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Woman in Agony</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Family Tombs</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Woman and the Sky</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Woman and Cross</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Evening Sky</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Two Figures</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Long Hallway</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Peace and Tranquility</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Angel and Flower</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Evening Sun</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Prayer</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 3 Cimitero Monumentale - Surrounded by Trees</image:title>
      <image:caption>Cimitero Monumentale di Milano, November 2015</image:caption>
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  <url>
    <loc>https://niklasrosenberg.com/blog/2016/1/6/are-fang-stocks-bubble-or-opportunity</loc>
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    <lastmod>2016-01-06</lastmod>
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      <image:title>Blog - What. The. FANG?!</image:title>
      <image:caption>Netflix stock price, weekly chart 1/2013 – 1/2016</image:caption>
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      <image:title>Blog - What. The. FANG?!</image:title>
      <image:caption>FANG stands for Facebook, Amazon, Netflix, and Google. The market darlings of 2015.</image:caption>
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  <url>
    <loc>https://niklasrosenberg.com/blog/duomo-milano-italia</loc>
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    <lastmod>2017-02-25</lastmod>
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      <image:title>Blog - Top Things to See in Milan: No. 4 Il Duomo - Duomo Facade</image:title>
      <image:caption>Piazza del Duomo, Milan, November 2015.</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 4 Il Duomo - Massive Pillars</image:title>
      <image:caption>Il Duomo, Milan, July 2015.</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 4 Il Duomo - Dramatic Duomo</image:title>
      <image:caption>Piazza del Duomo, Milan, November 2015.</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 4 Il Duomo - Milan Skyline</image:title>
      <image:caption>Shot from the roof of Il Duomo, Milan, July 2015.</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 4 Il Duomo - Madonnina del Duomo</image:title>
      <image:caption>Replica of the statue atop the main spire. Shot at Expo 2015.</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 4 Il Duomo - Gothic Roof</image:title>
      <image:caption>Il Duomo, Milan, July 2015.</image:caption>
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      <image:title>Blog - Top Things to See in Milan: No. 4 Il Duomo - Duomo and Christmas Tree</image:title>
      <image:caption>Piazza del Duomo, Milan, December 2015</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/1/13/art-of-sitting-on-your-hands</loc>
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    <priority>0.5</priority>
    <lastmod>2016-01-13</lastmod>
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      <image:title>Blog - The Art of Sitting on Your Hands</image:title>
      <image:caption>It's not easy to sit on your hands when markets are in turmoil.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/1/16/artificial-intelligence-our-final-invention</loc>
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    <priority>0.5</priority>
    <lastmod>2016-01-24</lastmod>
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      <image:title>Blog - Artificial Intelligence – Our Final Invention?</image:title>
      <image:caption>HAL 9000 by Cryteria. Licensed under CC BY 3.0.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/1/20/tips-for-low-season-como-trip</loc>
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    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
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      <image:title>Blog - Tips for Your Low Season Como Trip - Como Harbour</image:title>
      <image:caption>Como Italy, January 2016.</image:caption>
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      <image:title>Blog - Tips for Your Low Season Como Trip - Lake Como Hills</image:title>
      <image:caption>Como Italy, January 2016.</image:caption>
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    <image:image>
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      <image:title>Blog - Tips for Your Low Season Como Trip - Taking it easy in Brunate</image:title>
      <image:caption>Como Italy, January 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1453318444941-G4WTOCBFDNRB8DGB7J44/20160118-_MG_8243.jpg</image:loc>
      <image:title>Blog - Tips for Your Low Season Como Trip - Villas on the Hills</image:title>
      <image:caption>Como Italy, January 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1453318327547-ICOKIQC06DGRX7OMY5OT/IMG_2741.jpg</image:loc>
      <image:title>Blog - Tips for Your Low Season Como Trip - Spring Trees</image:title>
      <image:caption>Como Italy, Early April 2015.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1453318320494-ZAXRPB9D71BD8VBC3NV1/IMG_2755.jpg</image:loc>
      <image:title>Blog - Tips for Your Low Season Como Trip - Tempio Voltiano</image:title>
      <image:caption>Como Italy, Early April 2015.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1453318333284-G8QTIV3H3IE3PV7CHGN1/IMG_2834.jpg</image:loc>
      <image:title>Blog - Tips for Your Low Season Como Trip - Forest Path</image:title>
      <image:caption>Como Italy, Early April 2015.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1453318325120-UEND8KF7AKL9T9BTPAZE/IMG_2766-Edit.jpg</image:loc>
      <image:title>Blog - Tips for Your Low Season Como Trip - Private Bank</image:title>
      <image:caption>Como Italy, Early April 2015.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/1/24/when-robots-do-all-the-work-what-should-we-do</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1453627838714-3LU5TPJBQCXREWHAO174/asian_android.jpg</image:loc>
      <image:title>Blog - When robots do all the work, what should we do?</image:title>
      <image:caption>An android developed for customer service in Japan. Responds to commands in Japanese, Chinese, Korean, and English. Photo by Gnsin and licensed under CC BY-SA 3.0.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/apple-google-microsoft-too-big-to-fail</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1454498219340-XL8CZ46045NFO3VXD7EU/matterhorn_tbtf.jpg</image:loc>
      <image:title>Blog - Apple, Google and Microsoft are Too Big to Fail</image:title>
      <image:caption>Matterhorn – also too big to fail. Photo by chil and derivative work by Zacharie Grossen (camptocamp.org). Licensed under CC BY-SA 3.0.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/us-debt-spiral-a-problem</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1454709179783-9EDFQANSCNB1DCGBS8N2/100_dollar_bills.jpg</image:loc>
      <image:title>Blog - How could the U.S. Government's Debt Spiral not be a Problem?</image:title>
      <image:caption>You need to pile up quite a few of these to reach $19 trillion. Photo by 401(K) 2012 and licensed under CC BY-SA 2.0.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/nirp-disgusting-four-letter-word</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455108301934-DMAU2CJ119T3M2V3ZCFM/image-asset.jpeg</image:loc>
      <image:title>Blog - NIRP. A Disgusting Four-Letter Word</image:title>
      <image:caption>Welcome to the Monetary Twilight Zone. Photo by 401(K) 2012 and licensed under CC BY-SA 2.0.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/navigli-milano-italia</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455396723443-YW3TPUMB9850X7XQ2W6C/20151128-_MG_8178.jpg</image:loc>
      <image:title>Blog - Top Things to See in Milan: No. 2 Navigli - Naviglio Grande</image:title>
      <image:caption>Milan Italy, November 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455396723549-TH6ADS47ELHIAJGHXHN3/20151128-_MG_8160.jpg</image:loc>
      <image:title>Blog - Top Things to See in Milan: No. 2 Navigli - Navigli Iron Bridge</image:title>
      <image:caption>Milan Italy, November 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455396702948-5ZOMEX853FJE4LVBLDUT/_MG_7183.jpg</image:loc>
      <image:title>Blog - Top Things to See in Milan: No. 2 Navigli - Navigli Art</image:title>
      <image:caption>Milan Italy, October 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455396708237-Y3RHQURVI0SS2NOUYG5M/_MG_7178.jpg</image:loc>
      <image:title>Blog - Top Things to See in Milan: No. 2 Navigli - Darsena</image:title>
      <image:caption>Milan Italy, October 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455396731281-WLVC1THELNVQX6BNOEIP/20151128-_MG_8195.jpg</image:loc>
      <image:title>Blog - Top Things to See in Milan: No. 2 Navigli - Navigli Market</image:title>
      <image:caption>Milan Italy, November 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455396739931-MBEWXEWCTE7LVTV5GOJT/20151231-_MG_9268.jpg</image:loc>
      <image:title>Blog - Top Things to See in Milan: No. 2 Navigli - New Year's Eve in Navigli</image:title>
      <image:caption>Milan Italy, December 2015</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/return-of-the-gold-bugs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1455629200664-6R759S7924LIP1QGHTIS/Gold_Futures_Monthly_Chart_2005-2016.jpg</image:loc>
      <image:title>Blog - The Return of the Gold Bugs</image:title>
      <image:caption>Gold futures (GC, continuous contract ) monthly price development 11/2004 - 02/2016.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/cinque-terre-best-in-spring</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052916591-JSGL2SJFXTT4V7NH2WEB/IMG_3434.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - View from Corniglia</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052918742-7U89PVN5JDSE1U5669TF/IMG_3504.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - Niklas in Corniglia</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Cinque Terre is Best in the Spring - Monterosso al Mare Pier</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Cinque Terre is Best in the Spring - Monterosso al Mare Beach</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052925061-8FI0SN2TZNZ0MQCGIHI4/IMG_3601.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - Fishermen in Manarola</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052923660-P58Y629RLYM84TI7QSF5/IMG_3647.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - Manarola Postcard View</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052926119-90C0I8BUYQRQCIWBPXF0/IMG_3741.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - Manarola Sunset</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052931825-LYGCDTVCJC9O4VX2TEFX/WP_20150727_009.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - On the hills of Bonassola</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052932969-I84R99BNBG8QYE2PT8ED/IMG_3844.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - Streets of Bonassola</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456052934749-89QBHT2FF3TJQ8YUBI0S/WP_20150727_038.jpg</image:loc>
      <image:title>Blog - Cinque Terre is Best in the Spring - Evening in Bonassola</image:title>
      <image:caption>Cinque Terre, Italy, July 2015</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/quadrilatero-della-moda-milano-italia</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456587758697-Z5S98VYMRG0EJMI5BCV1/ferrari_vuitton_milan_2016.jpg</image:loc>
      <image:title>Blog - Top Things to See in Milan: No. 5 Quadrilatero della Moda</image:title>
      <image:caption>A red Ferrari in front of Louis Vuitton on Via Montenapoleone. A classic cliché combination.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/2/25/italy-will-never-go-cashless-unless-cash-is-banned</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456405310173-5W6ZJTJ2UTTUDBLZO6WE/market_square_pavia_italy_2015.jpg</image:loc>
      <image:title>Blog - Italy will never go cashless, unless cash is banned</image:title>
      <image:caption>Even in market squares payment cards are often accepted but customers prefer cash.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/apple-vs-fbi</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1456958076061-BJ41L8KG2R2IPMHLULYO/apple-vs-fbi-2016.jpg</image:loc>
      <image:title>Blog - Apple vs. FBI – Who's Right?</image:title>
      <image:caption>The dispute between Apple and FBI is getting a lot of attention all over the world.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/i-dont-want-to-see-shitty-ads-online</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1457300530312-Q38O4OT1WD9JH5YO35M4/stop-sign-adblocking.jpg</image:loc>
      <image:title>Blog - I don’t want to see shitty ads online</image:title>
      <image:caption>No more shitty advertising online. Image by Roulex_45 and licensed under CC BY-SA 3.0.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/virtual-killed-the-video-star</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1457648633281-P9E8XW94VVUOAJZCBEUY/mark_zuckerberg_vr.jpg</image:loc>
      <image:title>Blog - Virtual Killed the Video Star</image:title>
      <image:caption>Mark Zuckerberg and his VR crowd in Barcelona MWC 2016. Image by Facebook.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/helicopter-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1457909024964-YEASA6BNMFJ3REUEOZ96/helicopter_money.jpg</image:loc>
      <image:title>Blog - What’s Next? Helicopter Money?</image:title>
      <image:caption>Helicopter Money. Image composed from photos by Jordi Payà and 401(K) 2012. Licensed under CC BY-SA 2.0.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/parco-sempione-milan-italy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/big-banks-and-rogue-traders</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1458751093351-8G2EEVYSGDE2SZRF07N5/bank_trading_desk.jpg</image:loc>
      <image:title>Blog - Big Banks will always have Rogue Traders</image:title>
      <image:caption>All big banks engage in trading and there's no problem with trading in itself. Image Public Domain.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/google-ethics-board-transparency</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1459503351286-IJC0M5J8R9HRBGFWF5B0/google_deepmind_ethics_AI.png</image:loc>
      <image:title>Blog - Google needs to be transparent with their AI Ethics Board</image:title>
      <image:caption>The co-founders of DeepMind AI lab said they would only agree to the acquisition if Google promised to set up an AI ethics board.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/4/9/inglorious-bankers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1460196376862-07JEPPH1HNBAO38A60TL/inglorious_bankers.jpg</image:loc>
      <image:title>Blog - Inglorious Bankers</image:title>
      <image:caption>Greed and Moral Hazard create Inglorious Bankers. Public domain image, derivative work by NR.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/4/19/milan-is-at-its-best-during-design-week</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
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      <image:title>Blog - Milan is at its best during Design Week - Spacy Bathroom</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
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      <image:title>Blog - Milan is at its best during Design Week - A Lamp I Presume</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
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    <image:image>
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      <image:title>Blog - Milan is at its best during Design Week - Massive Chandelier</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
    </image:image>
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      <image:title>Blog - Milan is at its best during Design Week - Kitchen Knobs</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Milan is at its best during Design Week - Play Room</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
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      <image:title>Blog - Milan is at its best during Design Week - Vitra Carousel</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
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      <image:title>Blog - Milan is at its best during Design Week - Casa Vitra</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
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      <image:title>Blog - Milan is at its best during Design Week - Fifty Chairs</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
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      <image:title>Blog - Milan is at its best during Design Week - Chiostro Minore di San Simpliciano</image:title>
      <image:caption>Fuorisalone 2016, Zona Brera, Milano Italia.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752935152-L5FJXMEKEVE7UOJV93JA/20160517-_MG_0681.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - Varenna Boys – Father and Son</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752971776-0VXUHPVC41V97SUCO5JU/20160517-_MG_0711.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - Sail Boat on Lake Como</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752935249-ZXM7X5SMMZ9U3MY10VKF/20160517-_MG_0691.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - Balcony on Lake Como</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752937221-Z98XG8URBTK6Y4G9IT6C/20160517-_MG_0694.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - Varenna Rose</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752979426-87UQJXTIAEA83Y99V39U/20160517-_MG_0673.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - A Tiny Yellow Boat</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752983665-S9CLU8TOJKMYJR0JKJYC/20160517-_MG_0693.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - View of Varenna</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752975227-8BS6ITOGJT1BWMAQZ0JZ/20160517-_MG_0663.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - Narrow Alley</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1463752940341-5G21OGNMBENIF467GATC/20160517-_MG_0708.jpg</image:loc>
      <image:title>Blog - A Day Trip to Varenna - Villa Monastero</image:title>
      <image:caption>Varenna, Italy, May 2016.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/5/30/arrivederci-milano</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1464597855206-I6CAL5IS4370CFU6WQER/image-asset.jpeg</image:loc>
      <image:title>Blog - Arrivederci Milano!</image:title>
      <image:caption>Last days in Milan. Here in front of the Monumento a Sandro Pertini.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1464598157008-NGMBG6SE1Y6U2CDTRKH7/Milan_Navigli_Sunset.jpg</image:loc>
      <image:title>Blog - Arrivederci Milano!</image:title>
      <image:caption>Sunset over Naviglio Grande.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/7/23/confessions-of-a-news-addict</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1469283222302-3LUBN0R384OVBM3FN4C3/NASA_Breaking_News_NR.jpg</image:loc>
      <image:title>Blog - Confessions of a News Addict</image:title>
      <image:caption>We’re bombarded with Breaking News on a daily basis. Image based on NASA footage, composed by NR.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/7/28/apple-is-late-in-the-game-with-its-electric-car</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-08-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1469631059753-AF8PDXWIPFE0KD8FKTMQ/apple_car_imagined_carwow.jpg</image:loc>
      <image:title>Blog - Apple is late in the game with its electric car</image:title>
      <image:caption>Apple Car as imagined by carwow. Image used with permission.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/10/10/say-hello-to-the-ai-in-your-pocket</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-10-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1476125103523-8KW4PLQW24ZO4ILZGM5Y/Siri_Cortana_Google_NR-Blog.jpg</image:loc>
      <image:title>Blog - Say Hello to the AI in Your Pocket</image:title>
      <image:caption>Cortana, Siri, and Google Assistant. Chances are that one of them lives in your pocket.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2016/11/14/november-meditations-in-hanko-finland</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2017/2/23/one-night-in-bangkok-is-not-enough</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942375468-9CAEKYDCCYTGDNOFS95G/IMG_1249.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Street Life in Bangkok</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942623659-6XP9WDAC46SU0XOB30S4/20170209-_MG_4009.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Millennium Hilton</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942821245-SCXICOA4YG1E9H3I7M2X/20170212-_MG_4069.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Street Food Vendors</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942350769-ECQ991CN91U2A9N8DNZO/20170209-_MG_3990-Edit.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Twisted Yoga Pair</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942782157-FD5CFBDTXQ1V572BGZKL/20170212-_MG_4048.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Family on Scooter</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942306559-84JMAFG2UZTVWLZ9SAYD/20170212-_MG_4044.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Vibes from We are the World</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942339069-GZ7ZRVOPJZE0QS8O5Z6U/20170212-_MG_4073.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Tuk Tuk Taxi Driver</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942659552-VCNZ340FUOIRWC4WO9YS/IMG_1236.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Monitor Lizard in Lumphini Park</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942865750-A0KUMT98EWVPBIXISTUF/IMG_1261.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Man on Wires</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942643093-V9U37Z8Y0CI03EBPQXM5/20170212-_MG_4026.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Bangkok Skyline from Lumphini Park</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1487942821852-TOY6T0LL3GREO3DHUZFZ/20170209-_MG_3995.jpg</image:loc>
      <image:title>Blog - One Night in Bangkok is not Enough - Reclining Buddha at Wat Pho Temple</image:title>
      <image:caption>Bangkok, Thailand, February 2017.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2017/2/25/now-more-important-than-ever-freedom-of-inquiry-and-freedom-of-the-press</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-26</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2017/3/5/the-rational-investors-fallacy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1488710099444-G1XTIVEKKTJJV5TLHJQL/SPX_index_monthly_2005-2017.jpg</image:loc>
      <image:title>Blog - The Rational Investor's Fallacy</image:title>
      <image:caption>The S&amp;P 500 index has had quite a run since the spring of 2009.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2017/3/10/who-wants-to-live-forever</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-10</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2017/3/30/pantip-food-market-thong-sala-koh-phangan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-30</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2017/9/13/kuala-lumpur-where-futuristic-and-traditional-meet</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1505330539727-121ZRG3BDB7PRCR6070G/Kuala_Lumpur_Malaysa_Petronas_Twin_Towers.jpg</image:loc>
      <image:title>Blog - Kuala Lumpur – Where Futuristic and Traditional Meet</image:title>
      <image:caption>Futuristic KL city centre. Like a scene from Blade Runner.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1505330673311-IINI9O0PDT8MDQZJY4DT/20170508-20170508-_MG_5436.jpg</image:loc>
      <image:title>Blog - Kuala Lumpur – Where Futuristic and Traditional Meet - Wherever you go, there's a China Town</image:title>
      <image:caption>Kuala Lumpur, Malaysia, May 2017</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1505330696169-8NPTYTHHSDAFZC6O66W6/20170508-IMG_1751-Edit.jpg</image:loc>
      <image:title>Blog - Kuala Lumpur – Where Futuristic and Traditional Meet - Petronas Twin Towers as seen from SkyBar at Traders Hotel</image:title>
      <image:caption>Kuala Lumpur, Malaysia, May 2017</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1505330654280-6P669H3KQQC02WL4EHHN/20170508-20170508-_MG_5459-Edit.jpg</image:loc>
      <image:title>Blog - Kuala Lumpur – Where Futuristic and Traditional Meet - Café Old China</image:title>
      <image:caption>Kuala Lumpur, Malaysia, May 2017</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1505330692414-FT784ZIUP8XL6JFDQ98V/20170510-20170510-_MG_5561-Edit.jpg</image:loc>
      <image:title>Blog - Kuala Lumpur – Where Futuristic and Traditional Meet - Wisdom on the Wall</image:title>
      <image:caption>Kuala Lumpur, Malaysia, May 2017</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2018/1/30/how-five-minute-journaling-improved-my-life</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517294067109-U332R2K1J4O8040GZZ6D/anchor_kohphangan_thailand_rosenberg.jpg</image:loc>
      <image:title>Blog - How Five Minute Journaling Improved My Life</image:title>
      <image:caption>Journaling – a bit like anchoring, eh? Photo by NR.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2018/2/3/davos-two-weeks-before-wef-meeting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517649188983-7YY3LCZ27V485J5VR164/20180110-IMG_0712-Edit.jpg</image:loc>
      <image:title>Blog - Davos Two Weeks Before WEF Meeting - Impressive mountain walls greet you en route to Davos</image:title>
      <image:caption>Switzerland, January 2018.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517649196030-TK6BLUCG9QEC7CYX2F1U/20180111-IMG_0730.jpg</image:loc>
      <image:title>Blog - Davos Two Weeks Before WEF Meeting - Davos Dorf and Hotel Seehof</image:title>
      <image:caption>Davos, Switzerland, January 2018.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517649186541-1QB2X5VEIZV68QZLBV5J/20180111-IMG_0723-Edit.jpg</image:loc>
      <image:title>Blog - Davos Two Weeks Before WEF Meeting - Sunset as seen from Davos Dorf</image:title>
      <image:caption>Davos, Switzerland, January 2018.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517649200296-4UFAQXILQ6O2S73GKSMY/20180111-IMG_0732-Edit.jpg</image:loc>
      <image:title>Blog - Davos Two Weeks Before WEF Meeting - Small church in Davos Dorf</image:title>
      <image:caption>Davos, Switzerland, January 2018.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517649205639-CB3JNDNU1M883MG5BS96/20180112-IMG_0753-Edit.jpg</image:loc>
      <image:title>Blog - Davos Two Weeks Before WEF Meeting - Stunning sunset above the clouds</image:title>
      <image:caption>Davos, Switzerland, January 2018.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517649998883-G0P83UDPN0271JXC8TG7/above_clouds_davos_rosenberg.jpg</image:loc>
      <image:title>Blog - Davos Two Weeks Before WEF Meeting</image:title>
      <image:caption>High above the clouds at Weissfluhjoch station. Davos, Switzerland, January 2018.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2018/2/9/from-vitamins-to-painkillers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1517650541706-75WLH706RRWICD2DAEYW/vitamins_painkillers_rosenberg.jpg</image:loc>
      <image:title>Blog - From Vitamins To Painkillers</image:title>
      <image:caption>Vitamins or Painkillers? Photo by NR.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2018/7/11/how-to-cut-through-the-ai-hype</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-07-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1531316083753-60RFWN4P6SKOB8BQ3X8A/Movements_on_Strings_Rosenberg_Niklas.jpg</image:loc>
      <image:title>Blog - How to cut through the AI hype</image:title>
      <image:caption>Movements on Strings. Photo by NR.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2018/10/31/where-are-all-the-insurtech-startups</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1540986141878-WWK73DMNZEBFY0719XT5/1280px-London_Thames_Sunset_panorama_-_Feb_2008.jpg</image:loc>
      <image:title>Blog - Where are all the InsurTech startups?</image:title>
      <image:caption>Photo by David Iliff. License: CC-BY-SA 3.0</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2019/2/3/looking-for-data</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1549194349691-YFX4SPRCQWTV247JWNC3/DataCenter_Rosenberg_Niklas.jpg</image:loc>
      <image:title>Blog - Looking for Data</image:title>
      <image:caption>Soon we’ll create 5 exabytes of data each and every day. Licensed image from Adobe Stock.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2019/2/3/who-cares-about-esg</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1549193668709-9QY5VB647GV59ZY2IKY2/ESG_Path_Rosenberg_Niklas.jpg</image:loc>
      <image:title>Blog - Who cares about ESG?</image:title>
      <image:caption>“There’s a difference between knowing the path and walking the path”. Photo by NR.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2019/2/3/kicking-off-2019-with-two-weeks-on-gran-canaria</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1549201166591-778HJWTHK3V7HGAJEO8X/20190110-IMG_3471-Edit.jpg</image:loc>
      <image:title>Blog - Kicking off 2019 with two weeks on Gran Canaria - Early Morning Empty Street of Teror</image:title>
      <image:caption>Teror, Gran Canaria, January 2019.</image:caption>
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    <image:image>
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    <lastmod>2020-05-22</lastmod>
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      <image:caption>Ball-and-stick model of the nicotinamide adenine dinucleotide molecule in oxidized form (NAD+). Public domain image by Benjah-bmm27.</image:caption>
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      <image:caption>NYSE still has a physical trading floor. It’s great for marketing and PR. Public domain photo by Jean Beaufort</image:caption>
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      <image:caption>SpaceX's Crew Dragon spacecraft ready for lift-off on a Falcon 9 rocket. Image courtesy of NASA.</image:caption>
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    <lastmod>2020-05-31</lastmod>
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      <image:caption>My Sauna. Nothing fancy and quite typical for a Finnish apartment. Photo by NR.</image:caption>
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    <lastmod>2020-06-02</lastmod>
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    <lastmod>2020-06-03</lastmod>
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      <image:caption>S&amp;P 500 index from January to June 12th. A record fast -30% sell-off and a remarkably quick recovery. Image: Google Finance</image:caption>
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      <image:caption>Apple’s stock price (AAPL @ Nasdaq) from January to June 12th, 2020. Image: Google Finance.</image:caption>
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      <image:caption>Libra logo as featured on libra.org (public domain image)</image:caption>
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      <image:caption>WhatsApp, owned by Facebook, has over 2 billion users as of February 2020. Image courtesy of WhatsApp.</image:caption>
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      <image:caption>CEO Tim Cook kicking off the WWDC 2020 keynote in an empty Steve Jobs Theatre. Screen capture from Apple’s live stream.</image:caption>
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      <image:caption>The teaser video for Foundation looked amazing. Screen capture from WWDC 2020 live stream.</image:caption>
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      <image:caption>As Foundation airs on Apple TV+, Asimov’s Laws of Robotics will again be talked about. Screen capture from WWDC 2020 live stream.</image:caption>
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      <image:title>Blog - Does resveratrol have anti-aging properties?</image:title>
      <image:caption>Chemical structure of trans-resveratrol. Public domain image.</image:caption>
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    <loc>https://niklasrosenberg.com/blog/2020/6/29/on-the-difficulties-of-relaxing-during-vacation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-29</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2020/6/30/three-reasons-why-birthdays-should-always-be-celebrated</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-30</lastmod>
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  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/1/no-good-thing-is-pleasant-to-possess-without-friends-to-share-it</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-01</lastmod>
  </url>
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    <loc>https://niklasrosenberg.com/blog/2020/7/2/no-sign-of-coronavirus-in-helsinki</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-02</lastmod>
  </url>
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    <loc>https://niklasrosenberg.com/blog/2020/7/6/central-bank-of-brazil-vs-whatsapp-payments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1594067866509-JKKTWRIR882ISE30ZJOH/Brazil-Central-Bank-vs-WhatsApp-Payments.jpg</image:loc>
      <image:title>Blog - Central Bank of Brazil vs. WhatsApp Payments</image:title>
      <image:caption>The rollout of WhatsApp Payments in Brazil didn’t exactly go according to plan. Image by NR.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/7/ambient-computing-is-a-great-goal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/8/six-months-remaining-of-2020-a-lot-of-weird-shit-can-still-happen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-09</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/9/cant-wait-to-try-out-mmhmm-and-pimp-my-zoom-meetings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-09</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/13/a-few-thoughts-on-the-ai-black-box-problem</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/14/TikTok is probably going to be banned in the US too</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
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  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/15/what-does-it-mean-to-have-60-billion-transistors-in-a-computer-chip</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
    <image:image>
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      <image:title>Blog - What does it mean to have 60 billion transistors in a computer chip?</image:title>
      <image:caption>A semi-log plot of transistor counts for microprocessors against dates of introduction, nearly doubling every two years. Image by Max Roser and licensed under CC BY-SA 4.0.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2020/7/16/proust-got-it-partly-right-with-we-suffer-therefore-we-think</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/3/27/nfts-the-digital-equivalent-of-a-signed-copy-of-a-photograph</loc>
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    <priority>0.5</priority>
    <lastmod>2021-04-05</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/3/28/why-not-focus-on-climate-tech-then</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-05</lastmod>
  </url>
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    <loc>https://niklasrosenberg.com/blog/2021/3/29/the-eu-urgently-needs-its-own-chip-manufacturing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-05</lastmod>
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      <image:title>Blog - The EU urgently needs its own chip manufacturing</image:title>
      <image:caption>Screen capture from “Intel Unleashed: Engineering the Future” keynote in March, 2021.</image:caption>
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  </url>
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    <loc>https://niklasrosenberg.com/blog/2021/3/30/the-52-challenge-areas-of-climate-tech</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/3/31/what-are-colleges-selling-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1617208463243-GEP2K32A2CYO1777LOOZ/unsplash-image-3EH9dmDQU3U.jpg</image:loc>
      <image:title>Blog - What are colleges selling you?</image:title>
      <image:caption>Accreditation is the one thing hard to replicate. Image by Felipe Gregate at Unsplash.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/1/apple-should-re-enter-the-wireless-router-market</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
    <image:image>
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      <image:title>Blog - Apple should re-enter the wireless router market</image:title>
      <image:caption>The redesigned Apple AirPort Express from 2012. Image by Fletcher6 CC BY-SA 3.0</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/2/why-was-the-mandalorian-season-two-finale-so-emotional</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1617382497607-24NG35H4DV0DDPN136GC/RogueOne_vs_Mandalorian_Hallway_Scene.jpg</image:loc>
      <image:title>Blog - Why was The Mandalorian season two finale so emotional?</image:title>
      <image:caption>Rogue One hallway scene on the left and The Mandalorian hallway scene on the right. Image credit: Disney / Lucasfilm</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1617383253185-PDS3GU2UKFQD6GWPR5VC/Mando_Grogu_Godbye.jpg</image:loc>
      <image:title>Blog - Why was The Mandalorian season two finale so emotional?</image:title>
      <image:caption>Mando says goodbye to Grogu. Image credit: Disney / Lucasfilm</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1617382081835-M4UEZIHN42M8CKJJNTFO/Luke_Robe_GreenLightSaber_BlackGlove.jpg</image:loc>
      <image:title>Blog - Why was The Mandalorian season two finale so emotional?</image:title>
      <image:caption>The robe, the green lightsaber, and the black glove. Image credit: Disney / Lucasfilm</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1617381747103-9ZYR7OWT3WD1GJWV5SRS/Cara_Dune_One_X-Wing.jpg</image:loc>
      <image:title>Blog - Why was The Mandalorian season two finale so emotional?</image:title>
      <image:caption>“One X-wing? Great. We’re saved.” Image credit. Disney / Lucasfilm</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1617382912464-VQI0IMH5ST5OZT62K3K0/Luke_entering_bridge_saber.jpg</image:loc>
      <image:title>Blog - Why was The Mandalorian season two finale so emotional?</image:title>
      <image:caption>The Jedi master makes his entrance in an iconic scene. Image credit: Disney / Lucasfilm</image:caption>
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    <image:image>
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      <image:title>Blog - Why was The Mandalorian season two finale so emotional?</image:title>
      <image:caption>Of course the dark troopers have jetpacks – should have seen that one coming. Image credit: Disney / Lucasfilm</image:caption>
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    <image:image>
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      <image:title>Blog - Why was The Mandalorian season two finale so emotional?</image:title>
      <image:caption>Bo-Katan turns to see when Mando enters the bridge with the Darksaber, Grogu, and Moff Gideon. Image credit: Disney / Lucasfilm</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/2/highlights-from-epictetus-handbook</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-04</lastmod>
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      <image:title>Blog - Highlights from Epictetus's handbook</image:title>
      <image:caption>Epictetus (c. 50 – c. 135 AD). Public domain image.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/4/the-law-of-the-category</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-06</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/5/the-entrepreneur-the-manager-and-the-technician</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-06</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/6/hard-soft-and-information-systems</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-07</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/7/the-law-of-focus</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-08</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/8/revisiting-chris-andersons-long-tail</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-12</lastmod>
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      <image:title>Blog - Revisiting Chris Anderson's Long Tail</image:title>
      <image:caption>An example power law graph that demonstrates ranking of popularity. To the right is the long tail. Public domain image.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/9/should-i-upgrade-my-apple-watch-to-series-6</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-10</lastmod>
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      <image:title>Blog - Should I upgrade my Apple Watch to Series 6?</image:title>
      <image:caption>Apple Watch Series 6 – Blood oxygen measurements use a bright red light that shines against your wrist. Image credit: Apple</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/11/waking-up-early-is-smart-but-darn-hard</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-11</lastmod>
    <image:image>
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      <image:title>Blog - Waking up early is smart but darn hard</image:title>
      <image:caption>I’d like to experience more of these moments. Sunrise image by Dawid Zawiła from Unsplash.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/12/chinas-new-digital-currency-four-key-takeaways</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-12</lastmod>
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      <image:title>Blog - China's new digital currency – four key takeaways</image:title>
      <image:caption>PBOC Headquarters in Beijing, China. Image by Max12Max and retouched by NR (CC BY-SA 4.0)</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/13/if-showing-charts-is-your-1-ar-use-case-think-again</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-13</lastmod>
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      <image:title>Blog - If showing charts is your #1 AR use-case, think again!</image:title>
      <image:caption>Yes, please show me that chart you’re talking about. Image by Christian Perello at Unsplash.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/14/the-risks-are-high-when-you-strike-nuclear-facilities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-15</lastmod>
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      <image:title>Blog - The risks are high when you strike nuclear facilities</image:title>
      <image:caption>Iran’s Natanz Nuclear Facility. Image credit: Hamed Saber (CC BY 2.0)</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/15/the-joy-of-mindful-walking</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-15</lastmod>
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      <image:title>Blog - The joy of mindful walking</image:title>
      <image:caption>Walking along the Bellevue sand beach in Hanko, Finland. Photo by NR.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/16/the-power-of-an-inbox</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-16</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/18/airtags-might-be-handy-after-all</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-18</lastmod>
    <image:image>
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      <image:title>Blog - Those AirTags might be handy after all</image:title>
      <image:caption>Unofficial concept rendering of AirTags. Image Credit: Jon Prosser and CConcept Creator</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/19/if-it-takes-less-than-two-minutes-just-do-it</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-21</lastmod>
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      <image:title>Blog - If it takes less than two minutes, just do it</image:title>
      <image:caption>Logic tree diagram illustrating the second and third steps (process/clarify and organize) of the five-step GTD workflow. Public domain image.</image:caption>
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  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/20/we-got-airtags-but-the-completely-revamped-imac-stole-the-show</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-21</lastmod>
    <image:image>
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      <image:title>Blog - We got AirTags but the completely revamped iMac stole the show</image:title>
      <image:caption>The new M1-powered iMac comes in seven colors and is only 11.5mm thin. Image credit: Apple</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/21/a-deeper-look-at-the-new-imac</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-22</lastmod>
    <image:image>
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      <image:title>Blog - A deeper look at the new iMac</image:title>
      <image:caption>The new iMac has a gorgeous design and the color is very prominent on the back side. Image credit: Apple</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - A deeper look at the new iMac</image:title>
      <image:caption>24” is the only display size available and the bezels have been slimmed down, but the chin is still heavy and accentuated if you choose a strong color. Image credit: Apple.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/22/of-a-republics-best-state-and-of-the-new-island-utopia</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-22</lastmod>
    <image:image>
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      <image:title>Blog - Of a republic's best state and of the new island Utopia</image:title>
      <image:caption>Sir Thomas More (1527) by Hans Holbein the Younger. Public Domain image.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/23/did-apple-just-close-the-universal-podcast-directory</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-24</lastmod>
  </url>
  <url>
    <loc>https://niklasrosenberg.com/blog/2021/4/25/will-subscriptions-take-over-the-podcasting-scene</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-25</lastmod>
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    <lastmod>2020-05-27</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1448903155615-EA2OWGLIRHNA366CD2Z8/cinque_terre_manarola.jpg</image:loc>
      <image:title>Travelling</image:title>
      <image:caption>Manarola – Cinque Terre</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/565909c5e4b0acafe1162cf8/1488026797652-PM2UL0NZ2V12OFYCNIJP/IMG_1324.jpg</image:loc>
      <image:title>Travelling - Lonely Swing</image:title>
      <image:caption>Koh Phangan, Thailand, February 2017</image:caption>
    </image:image>
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  <url>
    <loc>https://niklasrosenberg.com/newsletter</loc>
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    <lastmod>2021-04-04</lastmod>
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